AML/CTF Reforms for Real Estate Compliance Hub & Toolkit
Support and guidance for understanding and implementing changes to Australia's AML/CTF regime for the Real Estate Industry. All in one place.
Access the AML/CTF Compliance Toolkit, Book training, Access the updated Privacy Pack and more.
REINSW's AML/CTF For Real Estate Compliance Toolkit
The REINSW AML/CTF Compliance Toolkit helps your agency implement Australia's new anti-money laundering and counter-terrorism financing (AML/CTF) requirements with confidence.
Designed specifically for real estate agencies by REINSW's compliance experts, it includes more than 40 practical templates, checklists, forms, factsheets and workflows based on AUSTRAC guidance, AUSTRAC's Starter Kit and the AML/CTF Act and Rules, supported by REINSW education, Helpline support and ongoing industry guidance.
How to access the toolkit
- The toolkit will be FREE for multiple session purchasers of the AML/CTF Interactive Guided Workshop or AML/CTF Training for Sales Agents*. Only the account that registered for an event will be able to access it.
- It is available to purchase for both non training registrants, members and non-members. Special pricing is also available for REINSW Supervision Guidelines Portal subscribers.
- Click 'Access Toolkit' below to initiate the process to view it.
*Free access is available immediately after checkout for AML/CTF Toolkit poduct purchasers, two or more AML/CTF Workshop session registrants, 2 more AML/CTF Training for Sales Agents session registrants. If you can't get access please Contact us. Individual session only, do not qualify for this benefit; the product will need to be purchased to access it.
Toolkit Content
| Resource | First Published 22 May 2026 (Last updated) |
|---|---|
| General | |
| List of REINSW's AML/CTF Toolkit Resources | 2 June 2026 |
| Definitions Table | 22 May 2026 |
| Acronyms Table | 22 May 2026 |
| Frequently Asked Questions (FAQs) | 22 May 2026 |
| Deadlines and Time Limits | 22 May 2026 |
| Factsheets | |
| AML/CTF Program Factsheet | 22 May 2026 |
| Enrolment with AUSTRAC Factsheet | 22 May 2026 |
| Customer Due Diligence Factsheet | 22 May 2026 |
| Personnel Factsheet | 22 May 2026 |
| Reporting Requirements Factsheet | 22 May 2026 |
| Tipping off and Information Notices Factsheet | 22 May 2026 |
| Record Keeping Factsheet | 22 May 2026 |
| Governance Factsheet | 22 May 2026 |
| Training & Implementation Checklist | |
| Training & Implementation Checklist | 22 May 2026 |
| AUSTRAC Enrolment | |
| AUSTRAC Enrolment Process Infographic | 22 May 2026 |
| What Agents Should Have Ready Before They Start Enrolment with AUSTRAC | 22 May 2026 |
| Agents to Complete Before Enrolment Checklist | 22 May 2026 |
| Quick Enrolment Tips and Links for Agents | 22 May 2026 |
| AML/CTF Enrolment Walkthrough Webinar (Link in List of REINSW's AML/CTF Toolkit Resources) | 22 May 2026 |
| Who Needs to Enrol? | 2 June 2026 |
| AUSTRAC Starter Kit Tools | |
| Steps to Customise Your Starter Kit | 22 May 2026 |
| List of Documents in AUSTRAC's Starter Kit | 22 May 2026 |
| Compliance Officer | |
| Compliance Officer Infographic - Key Responsibilities and Obligations | 22 May 2026 |
| Due Diligence Conducted on Compliance Officer | 22 May 2026 |
| Personnel | |
| Role Responsibilities Table | 22 May 2026 |
| NSW Statutory Declaration - AML/CTF Role Suitability | 22 May 2026 |
| Training Attendance Register | 22 May 2026 |
| Personnel Training Checklist | 22 May 2026 |
| Customer Due Diligence (CDD) | |
| AUSTRAC's Example Referee Statement Form | 22 May 2026 |
| Customer Risk Ratings and Reviews | 22 May 2026 |
| Customer Risk Assessment Guide for Onboarding and Ongoing CDD | 22 May 2026 |
| Onboarding Pack | |
| Email Template for Potential New Clients after 1 July 2026 | 22 May 2026 |
| Customer Information Statement | 22 May 2026 |
| Ongoing CDD | |
| Email for Existing Client regarding new AML/CTF requirements and ongoing CDD | 22 May 2026 |
| Ongoing CDD/KYC Update Request Form | 22 May 2026 |
| Customer Information Statement | 22 May 2026 |
| Sales File Checklist | |
| Sales File Checklist | 22 May 2026 |
| Reporting and Offboarding | |
| Tipping Off Acknowledgement Form | 22 May 2026 |
| Tipping Off Acknowledgement Register | 22 May 2026 |
| Snapshot of Reporting Requirements | 22 May 2026 |
| Scripts for Enhanced CDD and Offboarding | 22 May 2026 |
| Incident/Suspicion Register | 22 May 2026 |
| Privacy | |
| OAIC's Privacy Essentials Checklist | 22 May 2026 |
| OAIC's Privacy Guidance for Reporting Entities under the AML/CTF Act | 22 May 2026 |
| Approvals | |
| Approvals Table | 22 May 2026 |
| Essential Records | |
| Essential Records List | 22 May 2026 |
| Penalties | |
| Penalties Table | 22 May 2026 |
| Coming Soon | |
| Transaction Lifecycle | 22 May 2026 |
Other REINSW Training, Tools and Resources
AML/CTF Training
AML/CTF Training for Sales Agents
This interactive online Zoom training session has been designed specifically for sales agents to help them understand their role within their agency's AML/CTF framework.
CURRENTLY NONE SCHEDULED
AML/CTF Interactive Guided Workshops
Join the REINSW comprehensive series of interactive workshops to assist members and help real estate professionals understand their legal obligations, take the key steps to prepare business operations, and get ready for new obligations. They are not just theory - you will be provided the tools, simulations, and frameworks to build your agency's compliance program from the ground up. Comprehensive training on AML/CTF obligations is essential for all staff involved in providing designated services.
REI Privacy Pack
With all agencies governed by the AML/CTF framework required to comply with the Privacy Act 1988 (Cth), it's time to make sure you're compliant with that legislation. REINSW's Privacy Pack gives you the essential templates to help your compliance with the Privacy Act — without the guesswork. From policies to compliance and data breach response plans, you'll have practical tools ready to use, so you can focus on running your business with confidence.
Free for members & available to purchase for non-members.
REINSW Supervision Guidelines Portal
Ensure Compliance. This online portal hosts REINSW's Supervision Guidelines Template and associated relevant documents to assist your compliance with NSW Fair Trading's Supervision Guidelines.
REINSW Webinars and Videos
- AML/CTF Training for Sales Agents. 19 June 2026. Training designed specifically for sales agents.
- REI Vault Demo. 17 June 2026. An online demonstration of REI Vault. Your all-in-one compliance environment.
- AML/CTF Reforms with AUSTRAC CEO. 16 June 2026.
- AML/CTF AUSTRAC Enrolment Walkthrough. 13 April 2026. A step-by-step webinar designed to help you confidently enrol correctly and on time with AUSTRAC.
- Introduction to the AML/CTF Starter Kit. 9 February 2026. Learn what you need to know in less then 25 mins.
- The role of an AML Compliance Officer. 8 December 2025. Join REINSW CEO Tim McKibbin and Milan Cooper from First AML for an engaging discussion on the role of an AML Compliance Officer.
- Introduction to AML Obligations. 6 June 2025. Learn about your AML obligations, which will be massively impacting the real estate industry. First AML has seen it play out in New Zealand already, goes through the fundamentals of the changes.
- Setting the foundations for the AML Obligations. 17 November 2025. Tim McKibbin, REINSW CEO, and Milan Cooper from First AML, dives into the key dates, core obligations, operating models for AML and more.
- Anti-Money Laundering/Counter Terrorism Financing Proposed Reforms. 29 August 2025.
REINSW Helpline
Confidential, practical advice in all areas of real estate. REINSW Helpline can assist members with understanding AML/CTF compliance requirements and related compliance activities, when they need it most.
02 9264 2343
helpline@reinsw.com.au
Weekdays | 8.30am – 5.00pm
REI Forms Live
Ensure Compliance.
Use the most up-to-date compliant forms with REI Forms Live. REI Forms Live is a member exclusive product.
AML/CTF For Real Estate Key Details & Dates
Mid-March 2026
Enrol in AML/CTF Workshops.
23 March 2026 – Enrol with AUSTRAC
Develop your AML/CTF program, policies and risk assessment.
From 1 July 2026
- Implement your AML/CTF program
- Conduct Customer Due Diligence (CDD)
- Appoint a Compliance Officer
- Keep required records
- Presentation Disclaimer
- Special Event Specific Terms
- Awards for Excellence Specific Terms
- Website Specific Terms
REINSW is your trusted source for AML/CTF compliance knowledge.
REINSW's Key AML/CTF For Real Estate Updates
AML/CTF For Real Estate FAQs
Do I need an AML/CTF program even if I rarely handle cash?
Yes, the trigger is not whether you handle cash - it is whether you provide a designated service...
AUSTRAC Resources
About the reforms
- Find out more about the reforms
- Summary of AML/CTF obligations for Tranche 2 entities
- Review: who, why, and how
- AML/CTF education and guidance
Understanding risk
- Money laundering and terrorism financing risk
- Managing ML/TF risk – why it matters
- Upcoming obligations for Tranche 2 entities
Take action
- Check if you're a regulated entity
- Register
- Education and Guidance page
- Checklist
- Obligations Factsheet – Virtual Asset Service Providers
- Subscribe for reform updates
AUSTRAC Key Updates
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REINSW Representing Industry
Feedback
Do you have any feedback in relation to the AML/CTF law? Email us at lobbying@reinsw.com.au.
Submissions
Content not verbatim-available — the source shows REINSW's advocacy efforts and a list of dated REIA/REINSW AML/CTF submission links (~2020–2025); exact copy and links were not captured.